Benny's First Budget
Make a simple $10 plan for needs, wants, saving, and sharing.
Free · 2 pages · US Letter · Student sheet + grown-up guide
“Give every dollar a job.”Make your plan
Online practice stays on this page. Download the PDF to keep a paper copy.
A question to grow on.
Why did you choose this plan? What would you change if something important came up?
Grown-up notes & answer guide
A budget is a plan for money. There is no one perfect split among these four categories.
Needs and wants here are parts of spending. Saving is money set aside for later; sharing may include money, time, or a helping hand.
If the total is over $10, choose what to change. If it is under $10, decide what job to give the money left.
Answer key / example: One possible plan: needs $4 + wants $2 + save $3 + share $1 = $10. Other splits that total $10 are valid. A category can be $0.
Vocabulary reference: CFPB youth financial education glossary.