Small beginnings.
Confident futures.
Penny Hollow makes financial literacy engaging, accessible, and practical for the next generation. From a child's first savings goal to a teenager's first paycheck, we're helping young people build the skills and confidence to make informed financial decisions.
Where Little Money Habits Grow Into Big Futures.
Our mission
To empower the next generation with the financial knowledge, practical skills, and confidence to make informed money decisions—from their earliest experiences with money through adulthood.
Our vision
To become a trusted financial education platform that prepares young people for real life through engaging lessons, interactive experiences, and age-appropriate resources.
Different strengths. One bright future.
Our original characters bring curiosity, creativity, patience, and responsibility to every money conversation.
- Penny the ExplorerMaking choices; spend, save, and share
- Sammy the SaverSaving; patience and goals
- Benny the PlannerBudgeting; planning ahead
- Ernie the EntrepreneurEarning; creative problem-solving
- Izzy the GrowerGrowing money; long-term thinking
- Cleo the Promise KeeperResponsibility; building trust
Explore Penny Hollow Learning Paths
From the first savings jar to the first paycheck, there’s room to grow. Find the path for your next chapter.
Ages 5–10
Penny Hollow Explorers
Big money lessons for little learners! Explore saving, spending, budgeting, needs versus wants, and entrepreneurship through colorful characters, games, stories, and interactive activities.
Games & activities availableExplore Explorers
Ages 11–13
Penny Hollow NextGen
Take your money skills to the next level! Learn how to manage money, make smart spending decisions, understand banking, explore entrepreneurship, and begin preparing for greater financial responsibility.
Lessons, games & workbooks availableExplore NextGenAges 14–18
Penny Hollow LifeReady
Get ready for real life! Build practical financial skills for your first job, first bank account, college decisions, credit, transportation, housing, and financial independence.
Lessons, games & workbooks availableExplore LifeReadyAges are approximate guides. Start with the skills that fit your learner. Free lessons, games, printables, and published workbooks are available across Explorers, NextGen, and LifeReady.
Helping Families and Educators Build Financially Confident Futures.
Start with a question, a game, or a printable. Penny Hollow gives families and educators approachable ways to practice money skills together, with more age-appropriate resources on the way.
- ParentsBring money conversations into everyday family moments.
- Homeschool familiesAdd printable activities and grown-up guides to your learning time.
- TeachersUse free activities as conversation starters and extra practice.
- After-school programsExplore saving, planning, and thoughtful choices through play.
- Youth organizationsStart group discussions about goals, responsibility, and real-life decisions.