Build useful habits with budgeting, saving, banking, earning, shopping, entrepreneurship, and digital money safety.
Practical, guided learning for ages 11–13. Explore a free sample or purchase the complete workbook securely on Payhip.
Available now · Printable Digital PDFTurn money ideas into a month of purposeful practice. Eight foundations, thirty different daily missions, and four weekly challenges help learners plan, compare, reflect, and revise.
$9.9958 pages · Ages 11–13
Buy on Payhip — $9.99 View details and free sample →
Available now · Printable Digital PDFMove from a useful idea to a thoughtful business pitch. This guided course connects customer needs, testing, costs, pricing, cash records, marketing, and ethical service.
$14.9958 pages · Ages 11–13
Buy on Payhip — $14.99 View details and free sample →Six familiar friends, with money skills that grow alongside you.
Every topic has instruction, vocabulary, examples, an interactive activity, a feedback quiz, and a free practice PDF.
No account or name needed. Only lesson completion, best quiz results, and game points are saved on this browser. Clearing browser data may remove progress.
A budget helps you choose what matters before your money is gone. The same skill works for an allowance, a gift, or money earned from an approved job.
Start lessonLESSON 02 · SAMMYSaving lets you prepare for a purchase or a surprise without relying only on last-minute borrowing or help.
Start lessonLESSON 03 · PENNYThoughtful spending starts by asking what a purchase actually does for you, rather than labeling every exciting item bad or every familiar item necessary.
Start lessonLESSON 04 · SAMMYAn app balance is easier to understand when you know which transactions changed it and which payments may still be pending.
Start lessonLESSON 05 · ERNIEKeeping good records helps you see whether an earning idea is worthwhile and whether you delivered what you promised.
Start lessonLESSON 06 · ERNIEA creative idea becomes a workable plan only when it solves a problem and the money can support the work.
Start lessonLESSON 07 · PENNYThe largest package or the loudest sale sign is not always the best choice for your budget or actual needs.
Start lessonLESSON 08 · CLEOA message can look official while asking you to send money or reveal information that puts an account at risk.
Start lessonPlan $50, face a changing necessary expense, revise wants, and explain a complete budget.
Play the challenge →Read the context, choose a category, and explain the financial purpose behind the decision.
Play the challenge →