PLAY & LEARNPick a game. Make a choice.
Play together with Penny and her friends. Every choice is a chance to talk.
PLAY TOGETHER ✺Penny’s $10 Plan
You have $10 to divide between three jars. What matters to you today? There’s no single right plan.
$10
TO PLAN
Still to plan$10
Tap + to put a dollar in a jar.
♥
Share
To help someone else
BENNY’S GAME · CHOICES & COUNTINGMarket Basket
You have $10. Pick something for today, then see what you can keep for later.
Your basket $0Left to save $10
Tap an item to put it in your basket. Tap again to put it back.
Talk about it together
What changed when you chose the big kite? What could you do with money left over?
SAMMY’S GAME · PATIENCE & GOALSSavings Trail
Pick a goal. Add one pretend dollar at a time and watch your steps add up.
Ten little steps can reach a big goal. Try your first $1!
Talk about it together
Which goal would you choose first? What could you do while you wait and save?
ERNIE’S GAME · EARNINGLemonade Stand
Ernie spends $4 on supplies. Each cup he sells earns $2. Can he earn back the cost?
Supplies cost $4Money earned $0After costs $4 to earn back
Sell a cup to begin. Earning money and making a profit are different!
Talk about it together
Ernie paid for supplies first. How many cups did he sell before he earned that $4 back?
IZZY’S GAME · NEEDS & WANTSChoice Garden
Read each card and decide: is it something we need, or something we might want?
Card 1 of 60 thoughtful choices
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Drinking water when you are thirsty
A need helps us stay healthy and safe. A want can still be worth saving for.
Talk about it together
Some choices depend on the situation. Ask: do we need it now, or could we plan for it later?
CLEO’S GAME · PROMISES & TRUSTTrust Trail
Choose what Cleo could do when a promise gets tricky.
Story 1 of 30 thoughtful choices
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Cleo borrowed Benny’s art kit and promised to return it Friday. Friday is here.
Choose one way to handle the promise.
Talk about it together
What can we do if a promise becomes hard to keep? Talking about it early helps others plan, too.
My $10 Plan
Draw or write how you would use your ten dollars.
SAVE
$ ______
Something for later:SPEND
$ ______
Something for now:SHARE
$ ______
Someone I could help:My total: $ ______ + $ ______ + $ ______ = $10
Why did I make this plan?
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Penny Hollow · thepennyhollow.com