A money journey that grows with you.
Build financial knowledge, healthy habits, and confidence through childhood and adolescence. Choose a starting point for your next money chapter.
Explore Penny Hollow Learning Paths
From the first savings jar to the first paycheck, there’s room to grow. Find the path for your next chapter.
Ages 5–10
Penny Hollow Explorers
Big money lessons for little learners! Explore saving, spending, budgeting, needs versus wants, and entrepreneurship through colorful characters, games, stories, and interactive activities.
Games & activities availableExplore Explorers
Ages 11–13
Penny Hollow NextGen
Take your money skills to the next level! Learn how to manage money, make smart spending decisions, understand banking, explore entrepreneurship, and begin preparing for greater financial responsibility.
Lessons, games & workbooks availableExplore NextGenAges 14–18
Penny Hollow LifeReady
Get ready for real life! Build practical financial skills for your first job, first bank account, college decisions, credit, transportation, housing, and financial independence.
Lessons, games & workbooks availableExplore LifeReadyAges are approximate guides. Start with the skills that fit your learner. Free lessons, games, printables, and published workbooks are available across Explorers, NextGen, and LifeReady.
Where Are You on Your Money Journey?
Six original characters. A shared bright future.
Penny’s curiosity, Sammy’s savings goals, Benny’s plans, Ernie’s ideas, Izzy’s patience, and Cleo’s promises are at the heart of Penny Hollow.
Explore their original adventures in Explorers. New chapters for older learners are on the way.
Meet the original crewHelping Families and Educators Build Financially Confident Futures.
Start with a question, a game, or a printable. Penny Hollow gives families and educators approachable ways to practice money skills together, with more age-appropriate resources on the way.
- ParentsBring money conversations into everyday family moments.
- Homeschool familiesAdd printable activities and grown-up guides to your learning time.
- TeachersUse free activities as conversation starters and extra practice.
- After-school programsExplore saving, planning, and thoughtful choices through play.
- Youth organizationsStart group discussions about goals, responsibility, and real-life decisions.
Explore the developed learning directories
NextGen and LifeReady now have separate topic pages, activities, quizzes, and downloadable practice resources prepared for review.