NextGen curriculum
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Budgeting Basics
A budget helps you choose what matters before your money is gone. The same skill works for an allowance, a gift, or money earned from an approved job.
Start lessonLESSON 02 · SAMMYSaving and Setting Goals
Saving lets you prepare for a purchase or a surprise without relying only on last-minute borrowing or help.
Start lessonLESSON 03 · PENNYNeeds vs. Wants
Thoughtful spending starts by asking what a purchase actually does for you, rather than labeling every exciting item bad or every familiar item necessary.
Start lessonLESSON 04 · SAMMYBanking Basics
An app balance is easier to understand when you know which transactions changed it and which payments may still be pending.
Start lessonLESSON 05 · ERNIEEarning Money
Keeping good records helps you see whether an earning idea is worthwhile and whether you delivered what you promised.
Start lessonLESSON 06 · ERNIEEntrepreneurship
A creative idea becomes a workable plan only when it solves a problem and the money can support the work.
Start lessonLESSON 07 · PENNYSmart Shopping
The largest package or the loudest sale sign is not always the best choice for your budget or actual needs.
Start lessonLESSON 08 · CLEODigital Money Safety
A message can look official while asking you to send money or reveal information that puts an account at risk.
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