Your First Paycheck: Real-Life Money Toolkit
Learn to read what you earn, investigate what is deducted, and plan what you keep. Detailed fictional pay records connect job offers, timecards, payroll math, budgets, and a final investigation.
$19.99Printable Digital PDF · 58 pages
Buy on Payhip — $19.99Purchase through Payhip to receive the complete printable PDF. Digital download only; no physical item will be shipped.
Download a free six-page sample →
What is included
- Eight instructional modules covering work, pay, deductions, and planning
- Six distinct fictional paycheck profiles including the capstone
- Current-period and year-to-date records with worked calculations
- Overtime concepts and clearly supplied income-tax assumptions
- Payroll-error investigations, offer comparisons, and take-home budgets
- Final assessment, complete keys, glossary, tracker, action plan, and certificate
How this differs from the free resource
The free pay-stub guide is a short introduction. This toolkit includes multiple complete records, increasingly challenging calculations, error investigations, job comparisons, and fully worked solutions.
Use the free introductory resources →Print and classroom license
Includes use by one household OR one purchasing educator’s current classroom of up to 35 learners. Resale, public uploading, and redistribution outside that group are prohibited. Copyright remains with Penny Hollow.
Printable, searchable PDFs with readable text and bookmarks. Print the activities or complete them using a PDF annotation tool.
Educational material, fictional examples, and transparent estimates. No personalized tax, legal, investment, or credit advice; no guaranteed results or score increases.