Credit Confidence: Build It, Protect It
A structured credit mini-course built around evidence and responsible decisions. Twelve modules move from credit fundamentals to reports, borrowing costs, protection, and a complete fictional credit-file investigation.
$24.99Printable Digital PDF · 64 pages
Buy on Payhip — $24.99Purchase through Payhip to receive the complete printable PDF. Digital download only; no physical item will be shipped.
Download a free six-page sample →
What is included
- Twelve substantial instructional modules
- Credit reports, scoring-model differences, and reporting practices
- Individual and combined utilization with worked examples
- Fictional card statements, interest estimates, and repayment comparisons
- Errors, disputes, late payments, collections, and identity protection
- Multiple credit profiles and two complete fictional credit files
- Final evidence-based investigation with detailed instructor keys
- Assessments, glossary, progress tools, action plan, license, and certificate
How this differs from the free resource
The free credit guides introduce vocabulary and utilization. This flagship mini-course adds extensive explanations, evidence files, multiple cases, repayment analysis, protection decisions, and a complete investigation with instructor answers.
Use the free introductory resources →Print and classroom license
Includes use by one household OR one purchasing educator’s current classroom of up to 35 learners. Resale, public uploading, and redistribution outside that group are prohibited. Copyright remains with Penny Hollow.
Printable, searchable PDFs with readable text and bookmarks. Print the activities or complete them using a PDF annotation tool.
Educational material, fictional examples, and transparent estimates. No personalized tax, legal, investment, or credit advice; no guaranteed results or score increases.